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Accessible and available to everyone, regardless of their financial situation. We are committed to serving a diverse range of customers, and are an inclusive and reachable solution for anyone in need of financialassistance.
Buy now, pay over time
Choose from verified merchants, review every installment before applying, and repay monthly through Digaf.
Digital loan that make financial services easily accessible to all. Our cutting-edge products range from quick life-line advances for individuals to non-collateralized loan options for businesses to a comprehensive credit score system that would revolutionize accessibility of credit in Ethiopia.

With Demoz Payday, you can access you salary instantly.You can borrow up to one third of your salary whenever you need it. No interest and minimal service charge.

With Salary Advance Loan, you can have upto five times of your gross salary right away.Repayment is on your next paydays with monthly installments.
Apply for financial services in a few simple steps!
Server-generated terms
Select a product, amount and allowed term. Digaf will validate eligibility and create an immutable quote with the exact schedule, fees and taxes.
Experience ultimate convenience in managing your loan with just a few taps or clicks, be it your mobile phone, laptop, or PC.

What is a salary advance loan ?
Am I eligible to take this loan ?
What is the minimum and maximum amount in this loan ?
What is the duration of payment in this loan ?
What documents are required for this loan ?
Are there any charges for taking Demoz loans ?